Indexed Annuities

Indexed Annuities give the consumer the potential Up-Side Gains of the market without the Downside Risk.

• Indexed Annuities are FIXED annuities.
• Indexed Annuities guarantee a Minimum Interest Rate.
• Indexed Annuities DO NOT expose your money to risk!
• An Indexed Annuity may or may not be the right choice, depending on your financial planning goals.

Indexed Annuities can give you choices as to where, when, and for how long you want to keep your money in a market index or a fixed rate.

An Indexed Annuity is a wise choice that more and more Americans are making to assure that they will have more money in their retirement years.

An Indexed Annuity can be set up using funds from either Qualified or Non-Qualified accounts.

What are Qualified Accounts?

Any type of IRA (Individual Retirement Account), 401 (k)'s from previous employment, 403(b)'s (retirement accounts set up through employment with a non-profit organization), and any other account considered to be Tax Qualified by the IRS.

What are Non-Qualified Accounts?

Non-Qualified Accounts include any type of personal account (non-IRA). These may include CD's, checking, savings, money market accounts, stocks, bonds, or mutual funds. Many Equity Indexed Annuities have a minimum deposit requirement.

Indexed Annuities grow Tax Deferred!

If your money is currently invested in CD's, Money Markets, Mutual Funds, etc. chances are you are receiving a 1099or other tax form at the end of each year for the gains in that account. You will not receive a 1099 for the gains within an Equity Indexed Annuity as long as those gains stay in the contract.